Rates & Financial Assistance
Graceful Self-Help Counseling is committed to making fees and financial policies clear and easy to understand. Current psychotherapy rates, wellness coaching rates, financial assistance options, cancellation fees, extended-session charges, and other important financial information are outlined below.
Christina F. Reed, M.Ed., MPA, is a Marriage and Family Therapy Associate and provides psychotherapy under clinical supervision.
All monetary amounts listed on this page are in U.S. dollars (USD).
Psychotherapy Rates at a Glance
Standard psychotherapy rates, Service & Sacrifice rates, financial-assistance options, cancellation charges, no-show fees, and applicable extended-session rates are shown below.
Military, Veterans & First Responders
Special psychotherapy rates and duty-related scheduling accommodations are available for eligible military members, veterans, National Guard and Reserve members, law enforcement, firefighters, EMS, 911 dispatchers, corrections professionals, and other qualifying public-safety professionals.
Couples & Family: $112.50 USD / approx. 50 min
Individual extended time: $22.50 USD / additional 15 min
Couples/family extended time: $30 USD / additional 15 min
Duty-related cancellation protection available
Individual Psychotherapy
Approx. 50 minutes
<24 hrs & >2 hrs: $50 USD
≤2 hrs / No-show: $100 USD
Extended time: $30 USD / additional 15 min
Extended time is not guaranteed.
Couples & Family Psychotherapy
Approx. 50 minutes
<24 hrs & >2 hrs: $75 USD
≤2 hrs / No-show: $150 USD
Extended time: $40 USD / additional 15 min
Extended time is not guaranteed.
Initial Consultation
Up to 15 minutes
No psychotherapy session fee
Extended-session rates do not apply
Sliding Scale A
Approx. 50 minutes
<24 hrs & >2 hrs: $37.50 USD
≤2 hrs / No-show: $75 USD
Extended time: $22.50 USD / additional 15 min
Extended time is not guaranteed.
Sliding Scale B
Approx. 50 minutes
<24 hrs & >2 hrs: $25 USD
≤2 hrs / No-show: $50 USD
Extended time: $15 USD / additional 15 min
Extended time is not guaranteed.
Sliding Scale C
Approx. 50 minutes
<24 hrs & >2 hrs: $15 USD
≤2 hrs / No-show: $30 USD
Extended time: $9 USD / additional 15 min
Extended time is not guaranteed.
Graceful Community Care
Approx. 40 minutes
No-show fee: $0 USD
Up to 10 active pro bono clients
Limited openings
Extended time is not guaranteed.
The $75 USD, $50 USD, and $30 USD sliding-scale rates currently apply to approved individual psychotherapy openings. Reduced-fee couples and family psychotherapy rates have not currently been established. Graceful Community Care is a separate pro bono program and is not another sliding-scale level.
Wellness Coaching Rates
Graceful Self-Help Counseling also offers separate non-clinical wellness coaching for individuals seeking education, encouragement, accountability, reflection, wellness support, and goal-focused assistance.
30-Minute Coaching
30-minute session
45-Minute Coaching
45-minute session
60-Minute Coaching
60-minute session
Wellness coaching is a separate non-clinical, educational, supportive, and goal-focused service. It does not include psychotherapy, diagnosis, clinical assessment, treatment of a mental health condition, medical care, or crisis services.
Wellness coaching is self-pay/private-pay and is not billed to health insurance. Clients are responsible for the full coaching fee and any currency-conversion, international transaction, or other charges assessed by their bank, card issuer, or payment provider.
Before participating in a first wellness coaching session, clients must review and electronically sign the applicable Wellness Coaching Agreement and any required payment, consent, or participation documents provided through the secure Client Portal.
Clients located outside the United States may be required to review additional terms or documentation applicable to cross-border wellness coaching before services begin. Availability may depend on applicable laws, regulations, professional requirements, and other circumstances.
Psychotherapy Cancellation, Rescheduling & No-Show Policy
Appointment times are reserved specifically for each client. The amount charged depends on how much advance notice is provided.
No cancellation or rescheduling fee is generally charged when at least 24 hours' notice is provided.
A cancellation or rescheduling request during this period may be charged 50% of the client's scheduled session fee.
A cancellation or rescheduling request made 2 hours or less before the scheduled appointment may be charged 100% of the client's scheduled session fee.
A client who does not attend a scheduled appointment and does not cancel in advance may be charged 100% of the scheduled session fee.
Late Arrival
Clients arriving late are generally responsible for the full scheduled session fee, and the appointment ordinarily ends at the originally scheduled time. Additional time is not guaranteed.
Graceful Self-Help Counseling recognizes that genuine emergencies and exceptional circumstances may occur. Cancellation or no-show fees may be waived at the practice's discretion when circumstances reasonably warrant an exception.
Wellness coaching is governed by the scheduling, cancellation, rescheduling, and payment terms contained in the applicable Wellness Coaching Agreement.
Extended Psychotherapy Session Time
Standard individual and couples/family psychotherapy appointments are scheduled for approximately 50 minutes.
If additional psychotherapy time is clinically appropriate, the therapist's schedule permits additional time, and the client agrees to continue, an extended-session charge may apply.
$30 USD
per additional 15 minutes
$40 USD
per additional 15 minutes
Extended session time may be provided only when it is clinically appropriate, the therapist's schedule permits additional time, and the client agrees to continue. Availability during one appointment does not guarantee extended time during future appointments.
The applicable reduced extended-session rate for an approved sliding-scale or Service & Sacrifice client is based on that client's established psychotherapy rate.
Sliding-Scale Financial Assistance
Graceful Self-Help Counseling may reserve a limited number of reduced-fee individual psychotherapy openings for clients experiencing financial hardship.
Current approved individual psychotherapy rates are:
Sliding Scale B: $50 USD / approx. 50 minutes
Sliding Scale C: $30 USD / approx. 50 minutes
Financial circumstances considered may include household income, household size, employment or income changes, significant financial hardship, ability to pay a reduced session fee, and availability of reduced-fee openings.
Sliding-scale availability is limited and is not guaranteed. Approved rates may be reviewed periodically as financial circumstances or availability change.
Graceful Community Care Program
The Graceful Community Care Program provides a limited number of pro bono (no-cost) psychotherapy openings for individuals who are unable to afford psychotherapy services.
Approximately 40 minutes
Up to 10 active pro bono clients at a time
Community Care clients may initially meet weekly while assessment, treatment planning, clinical needs, and treatment goals are being established.
Thereafter, session frequency may remain weekly, change to every other week, or change to once monthly based on clinical need. Frequency does not automatically decrease after a predetermined number of sessions.
Community Care sessions do not carry a monetary cancellation or no-show fee. However, because openings are limited, repeated late cancellations or missed appointments may affect continued scheduling or participation.
Acceptance is based on financial need, clinical appropriateness, and availability. Eligibility and participation may be reviewed periodically.
Payment & Card on File
Graceful Self-Help Counseling currently operates as a self-pay practice and does not currently bill insurance directly.
Payment is generally due at the time services are provided unless another arrangement has been approved in advance.
A valid credit or debit card is generally required to be maintained securely on file for regular self-pay psychotherapy services.
The card on file may be used for applicable:
- Scheduled psychotherapy fees
- Applicable extended-session charges
- Late-cancellation charges
- Last-minute cancellation charges
- No-show fees
- Other authorized outstanding balances
Individuals applying for Graceful Community Care will not be disqualified solely because they do not have a payment card available to maintain on file.
Wellness coaching is self-pay/private-pay. Payment requirements and authorization terms applicable to coaching are explained in the Wellness Coaching Agreement and related payment documents.
HSA, FSA & Health-Plan Benefit Cards
Eligible HSA, FSA, and certain health-plan benefit cards may be accepted for psychotherapy when permitted by the card issuer and the client's benefit plan.
Acceptance of a card does not guarantee that a psychotherapy service is a covered or reimbursable expense.
Clients are responsible for verifying eligible expenses with their HSA, FSA, health plan, or card administrator.
Restrictions differ among plans and card issuers, so a card that processes successfully for one client may not necessarily be accepted or eligible under another client's plan.
Wellness coaching is a non-clinical service and is not represented as a health-insurance benefit. Clients should not assume that wellness coaching is an eligible HSA, FSA, insurance, or health-plan expense.
Out-of-Network Reimbursement & Superbills
Some psychotherapy clients with private health insurance may have out-of-network mental health benefits.
When appropriate, psychotherapy clients may request a superbill to submit to their insurance company for consideration of possible reimbursement.
A superbill may include provider information, dates of service, service or procedure information, diagnosis information when clinically appropriate and required, and the amount paid.
Graceful Self-Help Counseling does not guarantee insurance reimbursement. Reimbursement may be affected by provider or associate status, plan requirements, deductibles, documentation requirements, and other payer rules.
Clients should verify their out-of-network benefits directly with their insurance plan.
Wellness coaching is separate from psychotherapy and is not billed to health insurance. Psychotherapy superbills do not apply to wellness coaching services.
Good Faith Estimate
Individuals who are uninsured or who choose not to use insurance may have rights under federal law concerning a Good Faith Estimate of the reasonably expected cost of applicable healthcare services.
When applicable, an estimate may include expected psychotherapy costs, anticipated frequency of services, and estimated costs over a specified period.
A Good Faith Estimate is an estimate rather than a guarantee of the total cost of treatment. Session frequency and duration of treatment may change based on clinical needs, treatment goals, and client preferences.
Financial Assistance Application
Individuals who would like to be considered for sliding-scale or Graceful Community Care psychotherapy services may complete a Financial Assistance Application.
Submitting an application does not guarantee a reduced-fee or no-cost opening. Applications are reviewed based on financial circumstances, available openings, and appropriateness of services.
The secure Financial Assistance Application is being added to Graceful Self-Help Counseling's intake process. Until the application is available, please contact Graceful Self-Help Counseling for information about applying.
Contact Graceful Self-Help Counseling About Financial Assistance
Secure Client Portal
Established psychotherapy and wellness coaching clients may have access to Graceful Self-Help Counseling's secure Client Portal for applicable practice functions.
Depending on available portal features and the type of service received, clients may be able to:
- Complete forms, agreements, and questionnaires
- Review appointment information
- Manage applicable payment information
- Make secure payments
- Access receipts or billing documentation when available
- Receive documents and service information
- Use available secure communication features
Use of the same secure portal for psychotherapy and wellness coaching does not change the separate nature, scope, documentation, or professional boundaries of those services.
Psychotherapy & Wellness Coaching Are Separate Services
💜 Psychotherapy
Psychotherapy is a clinical mental health service and may include assessment, diagnosis when appropriate, treatment planning, and treatment of mental health, emotional, relational, or family concerns. Psychotherapy is provided under clinical supervision.
🌿 Wellness Coaching
Wellness coaching is non-clinical, educational, supportive, and goal-focused. It does not include psychotherapy, diagnosis, clinical assessment, or treatment of a mental health condition.
Questions About Rates or Financial Assistance?
If you have questions about psychotherapy rates, wellness coaching rates, payment policies, cancellation fees, extended-session charges, superbills, financial assistance, Graceful Community Care, Service & Sacrifice rates, or Good Faith Estimates, contact Graceful Self-Help Counseling.
Contact Graceful Self-Help CounselingRates, financial-assistance availability, and program openings may change over time. Clients will be informed of the applicable fee and financial arrangements before beginning services and will review the policies and agreements applicable to the service they receive.
Psychotherapy clients review applicable psychotherapy financial and practice policies. Wellness coaching clients review the separate Wellness Coaching Agreement and applicable coaching payment, cancellation, participation, and cross-border terms.
Graceful Self-Help Counseling
Christina F. Reed, M.Ed., MPA
Marriage and Family Therapy Associate
Psychotherapy provided under clinical supervision.
Crisis & Emergency Notice
Graceful Self-Help Counseling does not provide emergency or crisis-response services through this website, standard email, public contact forms, social media, wellness coaching, educational resources, or routine Client Portal messaging.
If you are experiencing an immediate emergency, believe you or someone else is in danger, or need urgent medical assistance, contact emergency services where you are physically located. In the United States, call 911 or go to the nearest emergency department.
If you are in the United States and experiencing a mental health or suicide-related crisis, call or text 988 for the Suicide & Crisis Lifeline. Individuals outside the United States should use the appropriate emergency or crisis resources available where they are physically located.
Graceful Self-Help Counseling
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